Today's Best Credit Card Rewards Programs

Wallethub, a website that offers free credit scores and reports, researched dozens of credit card issuers to find which had the best rewards programs.

The best of the best were chosen based on their eligibility requirements, earnings and redemption policies, and estimated reward value. Wallethub also calculated the amount a person would earn using each card for a time span of two years, including fees.

Here are the top 15 credit cards based on rewards programs.

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1. Barclaycard Arrival Plus World Elite Mastercard

• Earn 50,000 miles after spending $3,000 in the first 90 days.
• Earn double miles on all purchases.
• Earned miles never expire for account that are used often.
• APR: 0 percent for the first 12 months, then variable.
• 2-Year Value of Card: $1,634

2. Discover It Card

• Bonus miles are doubled at the end of the year.
• Earn 1.5 miles for every $1 spent on all purchases, with no annual fee.
• APR: 0 percent for the first 14 months, then 10.99 percent for 14 months, then variable.
• 2-Year Value of Card: $1,559

3. US Bank Altitude Reserve Visa Infinite Card

• Earn 50,000 bonus points (worth $750) after spending $4,500 in the first 90 days.
• Earn triple points for every $1 spent on some travel purchases and mobile wallet spending and one point per $1 spent on basic purchases.
• APR: 16.49 percent.
• 2-Year Value of Card: $1,527

4. Alliant Credit Union Platinum Rewards Card

• Earn double points for every $1 spent.
• Earn 5,000 bonus points after spending $500 during the first three billing cycles.
• APR: 0 percent to 5.99 percent for the first 12 months, then variable.
• 2-Year Value of Best Card: $1,510

5. Capital One Venture Rewards Card

• Earn 40,000 miles after spending $3,000 within 3 months (miles never expire).
• Earn double miles for every $1 spent on purchases.
• APR: 13.74 to 23.74 percent.
• 2-Year Value of Card: $1,482

Continue to the next page to see more of the best credit card rewards programs.

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6. Chase Sapphire Preferred Rewards Card

• Earn 50,000 bonus points after spending $4,000 in the first three months.
• Chase was named the Best Credit Card for Flexible Travel Redemption by Kiplinger’s Personal Finance in 2016.
• APR: 16.74 to 23.74 percent.
• 2-Year Value of Card: $1,338

7. Citi ThankYou Premier Card

• Earn 30,000 bonus points after spending $3,000 during the first three months.
• Earn triple points on travel (including gas) and double points on dining and entertainment.
• APR: 15.24 to 24.24 percent.
• 2-Year Value of Card: $1,311

8. Bank of America BankAmericard Travel Rewards Card

• Earn 1.5 times points for every $1 spent .
• Points are unlimited and never expire.
• APR: 0 percent for the first 12 months, then variable (15.74 to 23.74 percent).
• 2-Year Value of Card: $1,177

9. Pentagon Federal Credit Union Platinum Rewards Visa Signature Card

• Earn $100 in statement credit after spending $1,500 in the first 90 days.
• Earn five points per $1 spent on gas purchases.
• APR: 9.49 to 18.74 percent.
• 2-Year Value of Card: $1,107

10. Navy Federal Credit Union cashRewards Card

• Earn $200 bonus cash back after spending $3,000 within 90 days.
• Earn 1.5 percent cash back on all purchases.
• APR: 10.15 to 18 percent.
• 2-Year Value of Best Card: $1,056

Continue to the next page to see more of the best credit card rewards programs.

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11. PNC Bank Premier Traveler Card

• Earn 30,000 bonus miles after spending $3,000 in the first three billing cycles.
• There is no limit to the number of miles a cardholder can earn.
• APR: 16.74 percent.
• 2-Year Value of Best Card: $1,056

12. American Express Blue Cash Preferred Card

• Earn $150 in statement credit after spending $1,000 in the first three months.
• Earn 6 percent cashback at U.S. grocery stores and 3 percent cashback at U.S. gas stations.
• APR: 0 percent for the first 12 months, then variable (13.74 to 24.74 precent).
• 2-Year Value of Card: $1,033

13. First National Bank of Omaha American Express Card

• Earn 1.5 points for every $1 spent.
• Earn a $100 statement credit after spending $500 during the first three billing cycles.
• APR: 19.74 percent.
• 2-Year Value of Card: $956

14. Security Service Federal Credit Union Power Card

• Earn 1.5 percent cash back on every purchase.
• Earn $100 cash back after spending $500 within the first 90 days.
• APR: 12.45 to 17.45 percent.
• 2-Year Value of Card: $956

15. Wells Fargo Propel 365 American Express Card

• Earn 20,000 bonus points after spending $3,000 within the first three months.
• Earn triple points on gas purchases and double points at U.S. restaurants.
• APR: 0 percent for the first 12 months, then variable (14.74 to 22.74 percent).
• 2-Year Value of Card: $929